CPAP Rental in Belgium: INAMI Convention or Buy Your Own Device?
Searching for CPAP rental in Belgium? It's a common question - a CPAP device is an investment, and many patients wonder whether it's possible to borrow or lease one before committing to a purchase. This guide explains how the INAMI/RIZIV "provision" system really works, its advantages, its limits, and when buying your own CPAP makes more sense.
The INAMI Convention: A Loan, Not a Rental
In Belgium, there is no commercial CPAP rental market. What exists is the INAMI/RIZIV convention: an accredited sleep centre provides a CPAP device on loan (bruikleen). The device does not belong to you - it remains the property of the centre. You pay only the co-payment: approximately €7.50/month (free for BIM/OMNIO status patients).
It is effectively a long-term subsidised loan, similar to a rental covered by your health insurer. But it comes with strict conditions and important limitations.
Who Qualifies for the INAMI Convention?
| Condition | Requirement |
|---|---|
| Diagnosis | AHI ≥ 15/hour (apnoeas-hypopnoeas per hour of sleep) |
| Type of study | Polysomnography (PSG) performed at an accredited centre |
| Centre | Sleep centre recognised by INAMI/RIZIV |
| Follow-up | Annual medical follow-up with the centre's partner pharmacy |
| Device choice | None: the centre selects the model |
Limitations of the INAMI Convention
- Waiting time: 4 to 8 weeks between diagnosis and device provision
- No device choice: the centre selects the CPAP based on its supplier contracts
- AHI threshold ≥ 15: if your AHI is between 5 and 14, you are not eligible
- No ownership: you cannot travel freely with the device without the centre's approval
- Tied to one centre: if you move or change provider, the process restarts
- Limited data access: some centres do not share your device usage reports
When Buying Your Own CPAP Makes More Sense
- AHI between 5 and 14: you have symptoms (fatigue, snoring, micro-arousals) but do not meet the threshold of 15. The convention does not cover you, but a CPAP may significantly improve your sleep quality.
- Second device for travel: travelling with a convention device is often restricted. The AirMini AutoSet is the ideal travel CPAP.
- Immediate start: no 6-week wait. Order today, receive tomorrow.
- Choice of model: choose the quietest, most connected device that fits your lifestyle.
- Expats and cross-border workers: not covered by Belgian social security or followed abroad.
- Full ownership: the device is yours. Access your data freely via ResMed myAir or OSCAR.
CPAP Devices Available to Buy
- ResMed AirSense 11 AutoSet - The benchmark: auto-adjustment, ForCare algorithm, built-in myAir. Full AirSense 11 guide →
- Philips DreamStation 2 Auto - Compact, quiet, DreamMapper app. DreamStation 2 guide →
- Löwenstein Prisma SMART Auto - German quality, ultra-quiet. Prisma SMART guide →
- ResMed AirMini AutoSet - The world's smallest CPAP, perfect for travel.
INAMI Convention vs. Buying: Comparison
| INAMI Convention | Buy at VivaRespire | |
|---|---|---|
| Monthly cost | €7.50/month (or €0 BIM) | One-off purchase |
| Eligibility | AHI ≥ 15 only | All patients |
| Lead time | 4 to 8 weeks | 1 to 3 business days |
| Device choice | No (centre decides) | Yes, full range |
| Ownership | No (centre's device) | Yes (your device) |
| Data access | Depends on centre policy | Full access via myAir/OSCAR |
| Travel | Restricted | Unrestricted |